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David Contorno
APEX Magazine

David Contorno

The Shift Toward Self-Funded, DPC-First Healthcare: A Revolution in Patient-Centered Care

Healthcare is undergoing a transformative shift, moving away from outdated, inefficient models and embracing more sustainable, patient-centered alternatives. At the forefront of this healthcare revolution is David Contorno, a seasoned expert with over 30 years of experience in transforming the healthcare landscape.

A Visionary Leader

As the Founder and President of E-Powered Benefits, David has become a vocal advocate for the self-funded, DPC-first model, challenging the traditional insurance system. He envisions a future where healthcare functions as an ecosystem, centered around transparency, quality care, and cost-efficiency.

Recognized as one of Forbes' "Most Innovative Insurance Brokers" and BenefitsPro's Broker of the Year, David is a sought-after speaker and advisor. His work continues to reshape the U.S. healthcare system.

Employer Benefits: Lower Costs and Improved Health

For employers, the rising cost of healthcare premiums, deductibles, and out-of-pocket expenses have created an urgent need for more sustainable solutions. The self-funded, DPC-first model provides a way out.

The savings break down over time: 20% savings in the first year ("crawl" phase), 35% savings in the "walk" phase, and 50-60% savings at the "run" phase. By eliminating insurance carriers and focusing on transparent pricing, employers can negotiate better rates directly.

The Doctor's Perspective

For physicians, the self-funded, DPC-first model is a game-changer. After years of dealing with the constant administrative burden of insurance paperwork, low reimbursements, and the pressure to see more patients in less time, doctors are experiencing a burnout crisis.

DPC gives physicians their autonomy back. By eliminating insurance companies from the equation, doctors can focus on what matters most: their patients. DPC provides physicians with a predictable revenue model through flat monthly fees.

Real-World Success

The benefits of moving away from traditional insurance models aren't hypothetical, they are proven through real-world success stories. Employers have significantly reduced prescription drug costs, even for expensive brand-name medications.

Through transparent negotiations and strategic partnerships with manufacturers, employers have been able to eliminate what would otherwise be six-figure annual prescription costs.

The Path Forward

As more large employers adopt self-funded, DPC-first strategies, the benefits will be felt across the entire healthcare ecosystem. Employers will save on healthcare costs while offering employees better care. Physicians will have the opportunity to return to more fulfilling, patient-centered practices.

The future of healthcare is not just financial, it's cultural. The shift toward DPC-first models represents a transformation in how we view healthcare.

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